Pulsar vs Affinity Seguro Viagem
A thirty-year Brazilian brand sold through brokers, compared with buying direct. Below is what each product actually is, with a label on every fact so you can see what we verified and what we did not.
| Pulsar | Affinity Seguro Viagem | |
|---|---|---|
| What it is | Travel assistance voucher; medical benefits insured by the medical insurerEXACT | Travel assistance providerESTIMATED |
| How you buy it | Direct from the operator, online, voucher in about two minutesEXACT | Mostly through comparison sites and brokersESTIMATED |
| Headline medical limit | USD 30,000 to 150,000 depending on plan and regionEXACT | around USD 110,000ESTIMATED |
| Who handles a claim | MDabroad, the same operator that sells the voucherEXACT | Not published hereUNVERIFIED |
| Price for the example trip | USD 80.10 total, about USD 4.00 per person per day Superior, USD 100,000 medical, 10 days, ages 41 and 39, priced 2026-10-16EXACT | Price the same trip on their siteUNVERIFIED |
| Notable | Cashless in network: the clinic bills the operator, you pay nothing at the deskEXACT | Over 30 years in the Brazilian market; broad low-cost plan ladderESTIMATED |
Source for Affinity Seguro Viagem: https://www.affinityseguroviagem.com.br, read 2026-09-13. Facts change; check before you buy.
Where Affinity Seguro Viagem fits
Affinity has been in the Brazilian market for over three decades and has a deep plan ladder, which means if your requirement is unusual there is often an Affinity plan shaped for it. They also issue quickly, which matters if you left it to the night before. If you already work with a Brazilian broker, they will almost certainly quote you Affinity and that relationship has value.
Where Pulsar fits
We sell one product line, priced per person per day, direct. Fewer plans means less to compare and no commission built into the number you see. If you want a broker to hold your hand through a complex family arrangement, we are not the better choice.
Price this exact trip
The number above is live, not a brochure figure: Superior for 10 days, 2 travellers aged 41 and 39, generated on 2026-10-16. Change any of it and the page below reprices instantly.
Questions people actually ask
Is Pulsar cheaper than Affinity Seguro Viagem?
We do not publish a price for Affinity Seguro Viagem, because we would be quoting a number we did not verify. What we can show is our own price: USD 80.10 for 10 days in europe for 2 travellers aged 41 and 39, about USD 4.00 per person per day. Price the same trip on both sites and compare like for like: the same medical limit, the same dates, the same travellers.
What is the difference between travel insurance and travel assistance?
An assistance voucher pays for and coordinates help while you travel, through a network. An insurance policy indemnifies you against a defined loss. Pulsar's international product is an assistance voucher whose medical benefits are insured by the medical insurer; in Brazil, Pulsar is sold as insurance underwritten by Sabemi. Either way, what matters to you is the limit, the exclusions and whether you pay the clinic yourself.
Does either cover pre-existing conditions?
Standard travel assistance covers what happens on the trip, not conditions you already treat at home. That is the same across the industry. Pulsar covers acute heart attack and stroke regardless, and offers a pre-existing upgrade that covers stabilisation of an acute episode. Check the equivalent clause in any product you compare.
Where can I read the actual conditions?
Pulsar's general conditions are linked from every voucher and quoted on request by our concierge, clause by clause. Ask any provider for theirs before you buy; if it is hard to find, that is information too.