Travel insurance, explained without the sales pitch

What the cover actually does, what the limits mean, and how to read an exclusion before it matters.

By destination

• ArgentinaNo rule we can cite; cost is the reason
• ChileNo rule we can cite; cost is the reason
• ColombiaNo rule we can cite; cost is the reason
• MexicoNo rule we can cite; cost is the reason
• PeruNo rule we can cite; cost is the reason
• UruguayNo rule we can cite; cost is the reason
• United StatesNo rule we can cite; cost is the reason
• CanadaNo rule we can cite; cost is the reason
• SpainSchengen: EUR 30,000 commonly cited
• PortugalSchengen: EUR 30,000 commonly cited
• ItalySchengen: EUR 30,000 commonly cited
• FranceSchengen: EUR 30,000 commonly cited
• United KingdomNo rule we can cite; cost is the reason

The five things that decide whether cover is any good

1. The medical limit, and what shares it.
2. Cashless in network, or pay and claim.
3. The pre-existing clause.
4. Notification deadlines.
5. Who answers the phone.

Comparisons

• Pulsar vs Assist Card
• Pulsar vs Coris
• Pulsar vs Affinity Seguro Viagem
• Pulsar vs SafetyWing
• Pulsar vs Seguros Promo