Travel assistance for Canada
There is no rule we can cite that forces you to buy cover for Canada. Either way the question worth answering is what a medical problem there would actually cost you.
Do not count on a provincial health plan to cover you as a visitor; check before you travel.
What we would take
Our Prime plan, USD 150,000 medical. Not because bigger is better as a rule, but because North American hospital pricing makes a 50,000 limit thin.
What to check in any product, ours included
- The medical limit, and whether the transfer and repatriation sit inside or outside it.
- Whether you pay the clinic and claim back, or the operator pays the clinic directly.
- The pre-existing conditions clause, and what it costs to add cover.
- The deadline for notifying a claim. Ours is 24 hours for the event and 60 days for documents.
- Who answers the phone at 3 a.m., and in which language.
Questions
Is travel insurance mandatory for Canada?
We are not aware of a mandatory travel insurance rule for tourist entry to Canada, and we will not assert one we cannot cite. The reason to buy is cost, not compliance: Do not count on a provincial health plan to cover you as a visitor; check before you travel.
How much cover do I need for Canada?
For the United States and Canada we recommend the highest limit we sell, because hospital bills there can be very high.
What does it cost?
For a 10 day trip, one traveller aged 34, our Prime plan is USD 112.10, about USD 11.21 a day. Priced 2026-10-16 from the live rate table.